Miss Kent contacted us in a terrible state. She was frightened that she was going to lose her home.

Over the years, Miss Kent had accumulated credit cards, store cards and several loans. When she contacted us, she was using her loans to pay the interest on her credit cards. "Robbing Peter to pay Paul".

Miss Kent was falling into arrears with her creditors as she simply could not afford to pay. She’s a single mum with two children. She got into financial trouble by spoiling her kids. She always wanted them to have more then she did when she was young.

Miss Kent approached us to see what we could do. We spoke with her at length to try and find a solution.

She talked about all her debts, the arrears and how she had simply stopped opening her mail. She was too frightened to receive yet another bill. She was just glad to share her financial worries as she hadn’t discussed them with anyone.

Miss Kent was, in fact, several months in arrears on her mortgage and her mortgage lender were threatening repossession. That’s when she contacted Instant Home Sale.

We offered Miss Kent a Quick Sale and Rent Back Solution. We explained to her that she could pay off all the debts that she had outstanding. Pay off the mortgage, the loans, the store cards, even all the arrears that she had accumulated. Wipe the slate clean, if you like.

Miss Kent explained that she wanted to stay on in the home for at least 2 years. We suggested that we commence a 3-year tenancy, explaining that she could leave early or stay longer if she wished. Of course, there is no penalty for doing so.

We also explained to Miss Kent that we wanted her to get her life back on track. We purposely set the rent at a low level, so she could easily afford to pay it each month. It’s less than half what her mortgage was alone!

After listening carefully to our advice and accepting our offer, we told Miss Kent to inform her mortgage company of her intention to sell. All sales documents were then sent to her solicitor. From that point, the whole process took just 3 weeks. We even paid all her legal fees.

She contacted us after completion to thank us for all the advice and the great service. We are pleased to report that all Miss Kent’s debts were paid and the low rent has enabled her to save money each month. She has promised us to save this money for a rainy day!